Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).
Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
This is why you need to get a 4 Point Inspection.
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St. Johns, FL, is a thriving community in St. Johns County known for its family-friendly neighborhoods, excellent schools, and convenient access to both Jacksonville and St. Augustine. With beautiful residential developments, modern amenities, and a strong sense of community, it’s no wonder St. Johns has become one of the most desirable places to live in Northeast Florida.
Whether you’re buying an older home or a newer property, homeowners in St. Johns understand the importance of protecting their investment. Insurance companies often require a 4-Point inspection in St. Johns, FL, especially for homes over 20 years old. This inspection focuses on four critical systems, roof, electrical, plumbing, and HVAC, to ensure safety, reduce risk, and help you qualify for or maintain homeowners insurance coverage.
Inside & Out Property Inspectors is proud to serve St. Johns, FL, with professional 4-Point inspections and comprehensive home inspection services. Our team helps homeowners and homebuyers feel confident about their property by providing clear, detailed reports you can rely on.
Because of the size of a Standard Home Inspection Report from Inside & Out Property Inspectors, it is not in a format that your insurance company needs. You should check with your insurance company in advance to see if our Four Point Inspection form will satisfy their requirements. We cannot guarantee they will accept our form and additional charges will apply if we have to use their form.
Duval County, FL
Clay County, FL
St. Johns County, FL
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Contact Inside & Out Property Inspectors Inc. today to schedule your home inspection with an InterNACHI Certified Professional Inspector in Northeast Florida.
