Eaves, Soffits, Shingles, etc.
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Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).
Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
This is why you need to get a 4 Point Inspection.
Jacksonville Beach, situated in Duval County, Florida, is a picturesque coastal resort city with a rich history. Originally incorporated as Pablo Beach in 1907, it later adopted the name Jacksonville Beach in 1925. This inviting coastal community is part of a cluster of beautiful seaside towns known collectively as the Jacksonville Beaches, including Mayport, Atlantic Beach, Neptune Beach, and Ponte Vedra Beach. Notably, when the city of Jacksonville merged with Duval County in 1968, Jacksonville Beach, along with Atlantic Beach, Neptune Beach, and Baldwin, chose to retain their individual municipal governments. This decision grants Jacksonville Beach residents the unique privilege of participating in mayoral elections for both their city and the City of Jacksonville. With a population of 21,362 as of the 2010 census, Jacksonville Beach offers a charming coastal lifestyle within the larger framework of the Jacksonville metropolitan area.
Because of the size of a Standard Home Inspection Report from Inside & Out Property Inspectors, it is not in a format that your insurance company needs. You should check with your insurance company in advance to see if our Four Point Inspection form will satisfy their requirements. We cannot guarantee they will accept our form and additional charges will apply if we have to use their form.