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4 Point Inspection Jacksonville, FL

4-Point Insurance Inspections

A “Four Point Inspection” focuses only on four main areas:
  • Roof

    Eaves, Soffits, Shingles, etc.

  • Plumbing

    Connections & Fixtures

  • Electrical

    Wiring & Panels

  • HVAC

    Heating, Ventilation, & Air Conditioning Systems

4 Point Inspection

Why Do I Need A Four Point Inspection?

Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).

The common concern of an insurance agent is that there may be conditions in an older home that could become a liability. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.

This is why you need to get a 4 Point Inspection, which includes Electrical, HVAC, Plumbing, and Roofing inspections for your home.

ABOUT

Jacksonville, FL

Jacksonville is the largest city by area in Florida and the most populated with almost 900,000 inhabitants. Centered on the banks of the St. Johns River in Duval County with beaches along the Atlantic coast, Jacksonville is roughly 25 miles south of Georgia and 340 miles north of Miami.

Jacksonville is a major military port with several Naval Stations and the US Marine Corps Blount Island Command. It is also home to a major international trade seaport, the Port of Jacksonville.

Jacksonville offers a 22 mile long beach, an impressive urban park system (largest in the nation), family fun, shopping, sports, history, arts, culture, and much more.

4 Point Inspection FAQs

  • Is There A Standard Form To Fill Out?

    There is no industry-wide standard form for a Four Point Inspection. Some insurance companies provide their own forms; however, most insurance companies will accept forms from companies that perform home inspections provided that they are filled out by qualified individuals. Inside & Out Property Inspectors has developed a form that meets the requirements of most insurance companies in South Florida. They are signed by a licensed Professional Engineer.

  • Can I Fill Out The Form Myself?

    Insurance companies want these forms filled out by certain qualified individuals such as a licensed Professional Engineer, Electrician, General or Roofing Contractor.

  • I Had A Home Inspection Before I Purchased The Home. Can I Use That Report Instead Of Getting A Four Point Inspection Report?

    The insurance companies do not want large reports that contain other information. They want only specific information about the HVAC, plumbing, electrical system and roof in a short one or two page signed document. Before you pay for a home inspection you should research with your insurance company if they will require a Four Point Inspection Report. You can end up paying twice for much of the same service and information gathering.

Because of the size of a Standard Home Inspection Report from Inside & Out Property Inspectors, it is not in a format that your insurance company needs. You should check with your insurance company in advance to see if our Four Point Inspection form will satisfy their requirements. We cannot guarantee they will accept our form and additional charges will apply if we have to use their form.

Service Areas

St. Augustine

St. Augustine Beach

Nocatee

Ponte Verde Beach

Client Testimonials

PJ and David were timely, professional and courteous. They answered all of my questions and provided a complete report for my reference with the builder. Great Job!!!

We are pleased with the results of having Inside & Out for the inspection process.

The Inside & Out team was great. They answered all our questions and helped us understand what needs to be done on our new home.