Eaves, Soffits, Shingles, etc.
Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more).
Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.
This is why you need to get a 4 Point Inspection.
St. Augustine is the oldest continuously occupied city in the United States. It was founded by Spanish explorers in 1565. It’s the county seat of St. Johns County, and it’s part of the Jacksonville Metropolitan Area.
The city proper has a population of about 13,700 according to the most recent available census data, with estimates of the outlying areas increasing this number to about 70,000. The city is mostly made up of Caucasians, with about 84.2% of the population identifying as Caucasian or white. 11.6% of the population was African-American, and 5.1% were Hispanic or Latino. Other minority populations include Native Americans, as well as Pacific Islanders and other Asian people.
Because of the size of a Standard Home Inspection Report from Inside & Out Property Inspectors, it is not in a format that your insurance company needs. You should check with your insurance company in advance to see if our Four Point Inspection form will satisfy their requirements. We cannot guarantee they will accept our form and additional charges will apply if we have to use their form.