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Parts of a Deck That Matter Most During Inspections

July 3, 2025/in Deck Inspections/by BJ Johnson

A well-built deck can be one of the most beautiful and functional parts of any home. It creates extra living space, boosts curb appeal, and provides a place for gatherings or quiet evenings outdoors.

But decks also come with risks if they are not built or maintained properly. About 30 million decks in the United States are past their useful life or need significant repairs.

Whether you are a buyer, seller, building one, or maintaining an old one, understanding the main players in structural soundness is important.

The Main Structural Parts of a Deck

Every deck includes several key components that work together to support weight, resist movement, and provide a safe surface for use.

Ledger board

This is the board that connects the deck to the house. It bears much of the deck’s load and must be securely fastened with bolts or lag screws. Improper attachment or missing flashing can lead to rot, water damage, or even deck collapse. The Building Science Corporation highlights that poor ledger connection is one of the most common causes of deck failures.

Posts and footings

Deck posts support the structure vertically and rest on concrete footings or piers. Posts should be made of pressure-treated wood or another material designed to resist rot and insect damage. The footings must be deep enough and wide enough to support the load and prevent movement, especially in areas with soft or shifting soil.

Beams and joists

Beams run horizontally and support the joists, which in turn hold up the decking boards. Proper spacing and secure connections are critical to prevent sagging or uneven surfaces. The International Residential Code provides standards for joist size and spacing based on the size of the deck and expected loads.

Decking boards

These are the boards you walk on. They can be made of wood, composite, or synthetic materials. Decking boards should be properly fastened and free of significant cracks, rot, or splintering.

Railings and stairs

Railings are required on decks that are more than 30 inches above the ground. They must be sturdy and at the correct height for safety. Stairs should have consistent rise and run, solid stringers, and secure handrails.

What Inspectors Focus On

When Inside & Out evaluates a deck, we look at both the structural integrity and overall condition. Some of the most common issues we report include…
• Improper or corroded fasteners at the ledger board
• Posts that are rotting at the base or not properly attached to footings
• Joists or beams that are undersized, poorly spaced, or damaged
• Decking that is loose, cracked, or significantly worn
• Railings that are loose, too low, or missing entirely
• Stairs that are uneven or lack proper handrails

We also check for signs of moisture damage, insect activity, and improper drainage around the deck. These can contribute to faster deterioration and potential safety hazards.

Why It Matters for Buyers and Sellers

A deck that looks fine at first glance might still have hidden issues. Buyers often see a deck as a desirable feature, but a failing deck can become a major expense. For sellers, addressing deck concerns before listing a home can help prevent last-minute negotiations or delays during escrow.

For agents, understanding the key parts of a deck can help guide clients through inspection findings and support smoother transactions.

According to the National Association of Realtors, outdoor living spaces, including decks, are among the most sought-after features for buyers today. But that appeal depends on safety and sound construction.

When to Call a Professional

If an inspection reveals issues with the deck’s structure, connections, or safety features, it is important to bring in a qualified contractor or structural engineer. They can determine whether repairs are possible or if rebuilding is needed.

You should consider a professional evaluation if you notice:
• Visible rot or insect damage on posts, beams, or joists
• The deck pulling away from the house
• Significant sagging or movement when walking on the deck
• Loose or unstable railings
• Stairs that feel shaky or uneven

Repairs should follow local building codes and best practices to ensure the deck is safe and durable.

Maintenance Tips

Regular maintenance helps extend the life of a deck and reduce the risk of major repairs. Homeowners should:
• Inspect the deck at least once a year for signs of wear or damage
• Clean the deck surface to remove dirt, leaves, and debris that can trap moisture
• Apply water-repellent sealers as needed, especially for wood decks
• Keep plants and landscaping trimmed back from the deck to allow airflow
• Check fasteners and hardware for rust or corrosion and replace as needed

Proper care not only improves the look of the deck but also helps preserve its structural integrity over time.

A Few Related Questions

Can a deck fail a home inspection?
We don’t give decks a pass or fail, but we report safety or structural concerns. These issues can affect the sale if repairs are needed.

What are the biggest deck safety risks?
Loose railings, weak ledger connections, rotting posts, and unstable stairs are the most common hazards we find.

Do older decks need to meet today’s code?
Not unless major repairs or rebuilding are done. We check if it’s safe as it stands.

Can deck issues delay a sale?
Yes, serious problems can cause lenders or buyers to ask for repairs before closing.

Should I get a separate deck inspection?
For large, old, or complex decks, it’s smart to have a specialist take a closer look.

Conclusion

Decks add value and enjoyment to a home, but they need to be built and maintained properly to stay safe. Understanding the key parts of a deck and what inspectors look for helps buyers, sellers, and agents make informed decisions.

If concerns come up during an inspection, working with a qualified professional ensures that repairs are done right.

Myths vs Facts: Can a Dehumidifier Help With Black Mold?

June 19, 2025/in Mold/by BJ Johnson

Black mold is one of those household problems that gets a lot of attention, and for good reason. It can damage your home, trigger health issues, and keep coming back if the root cause isn’t handled properly. Many homeowners ask if a dehumidifier can help get rid of black mold. The short answer: not exactly.

A dehumidifier can help prevent mold from growing, but it won’t fix a mold problem that’s already there.

In this post, we’ll break down what dehumidifiers can and can’t do, clear up common myths, and explain when it’s time to bring in a professional.

Myth #1: A Dehumidifier Gets Rid of Existing Black Mold

Fact: A dehumidifier reduces moisture, which helps slow mold growth. But it won’t kill the mold already growing on walls, ceilings, or furniture.

Mold needs to be physically removed or treated with a professional-grade cleaning solution. According to the CDC, visible mold should always be cleaned, no matter what type it is. Dehumidifiers don’t remove spores that are already growing or stuck to surfaces.

If you see black mold, it’s important to treat the area directly before relying on humidity control.

Myth #2: Only Floods or Leaks Cause Mold

Fact: High humidity alone can lead to mold growth, especially in places like bathrooms, laundry rooms, crawl spaces, and attics.

In Jacksonville, the average annual humidity is over 75%. That means mold can develop even without a leak or visible water damage. Dehumidifiers help keep humidity levels below 60%, which slows mold growth in vulnerable areas.

If your home constantly feels damp or smells musty, a dehumidifier can make a noticeable difference.

Myth #3: You Only Need a Dehumidifier in the Summer

Fact: Mold can grow year-round, especially in sealed areas with little airflow.

While humidity levels spike in the summer, mold doesn’t take a break in winter. Homes with poor ventilation or hidden moisture may benefit from year-round humidity control.

What a Dehumidifier Can Do

A dehumidifier is a great tool for:

Slowing the spread of mold in damp rooms
Preventing mold in bathrooms, basements, attics, or closets
Protecting furniture, clothing, and electronics from moisture
Improving indoor air quality and reducing musty odors
Supporting your HVAC system by lowering indoor humidity

It’s an important part of prevention, but not a complete solution.

Other Tips to Help Prevent Mold

1. Fix Leaks Quickly
Even small plumbing drips or roof leaks can create perfect conditions for mold. Check under sinks, around windows, and behind appliances regularly.

2. Use Exhaust Fans
Bathrooms, laundry rooms, and kitchens should have working exhaust fans that run during and after use.

3. Keep Air Circulating
Mold thrives in still air. Ceiling fans, open doors, and clean HVAC filters help move air and reduce risk.

4. Dry Wet Areas Within 48 Hours
Whether it’s a soaked carpet or a leaky water heater, mold can start forming within two days. Fast action matters.

5. Track Indoor Humidity
A humidity monitor (also called a hygrometer) can help you keep indoor moisture between 30% and 50%. Many affordable models are available online or in home improvement stores.

When to Call a Professional

If you’re seeing black spots on ceilings, walls, or near HVAC vents, it’s time for a professional evaluation. A licensed home inspector can identify:

Hidden sources of moisture
Areas with poor airflow
Mold risks in crawl spaces, attics, or behind drywall
Whether mold remediation or repairs are needed

Inside & Out Property Inspectors help Jacksonville homeowners get to the root of moisture problems. We inspect with an eye for long-term prevention, not just surface fixes.

Conclusion

A dehumidifier can help prevent mold from growing, but it won’t remove mold that’s already there. Mold spores need to be cleaned properly, and moisture sources must be addressed at the root.

If you’re unsure what’s causing moisture or mold in your home, getting a professional inspection is the smart move. Inside & Out can help in Jacksonville, and surrounding areas.

How to Clean & Seal Granite Countertops to Preserve Value

May 8, 2025/in Kitchen/by BJ Johnson

Granite countertops are one of those features that instantly catch the eye. Whether you’re buying, selling, or just maintaining your home, granite tends to signal quality. But even with all their durability, these surfaces need regular care to stay in good shape. As a porous natural stone, it can absorb stains, collect bacteria, and lose its shine (unless you properly clean and seal your granite countertops).

You can trust that learning to clean and seal your granite and adding it to your routine will pay off over time. This guide walks through why it’s worth bothering and the most effective ways to do it.

Granite Is Strong, but Not Invincible

While granite is tough, it’s not indestructible. Liquids like oil, juice, and wine can seep into the surface if the protective seal wears off the granite countertops. Over time, this causes staining, dull spots, and in some cases, permanent damage.

Some homeowners assume their countertops were sealed for life when they were installed, but the sealant wears down gradually. In busy kitchens, it can wear off even faster. That leaves the stone unprotected and vulnerable, especially around sinks and cooktops where spills are more frequent.

Poorly maintained countertops can affect more than just your kitchen’s look. When it’s time for a home inspection or appraisal, surface damage is often noted, which can lower the home’s perceived value.

Common Cleaning Mistakes (And What to Do Instead)

You don’t need specialized equipment to clean granite the right way. What matters more is avoiding common cleaning products that can actually damage the surface over time.

Clean granite using warm water, a soft cloth or sponge, and a pH-balanced cleaner made for stone surfaces. Dry the area afterward to prevent water spots or streaks.

Avoid using:

Vinegar, lemon juice, or other acidic cleaners
Bleach or ammonia-based products
Abrasive pads or powders
Dish soap regularly, since it can leave a filmy residue

If something won’t come off with a wipe, use a plastic scraper or soft-bristle brush. Skip anything rough that could scratch the stone.

How to Know When It’s Time to Seal Granite Countertops

If you’re not sure when your countertops were last sealed, there’s a simple way to check. Drip a small amount of water onto the surface and wait 10 to 15 minutes. If the water beads up, the seal is still doing its job. If the stone darkens or absorbs the water, the seal has broken down and needs to be reapplied.

Most granite needs to be resealed every one to three years. Lighter colors and high-traffic kitchens often need it more frequently. Ignoring this step allows liquids to soak in, which leads to long-term surface damage and increases the chance of stains that won’t come out.

The Sealing Process

Sealing granite is about applying a protective layer that keeps liquids from seeping in. While the actual process doesn’t take long, doing it right makes all the difference.

Here’s what the process typically involves:

Clean the countertop thoroughly and allow it to dry completely.
Apply a granite sealer evenly with a soft cloth or pad.
Let the product absorb for the time listed on the label.
Wipe away any extra sealer.
Allow the surface to cure for 24 hours before using it again.

If you hire a professional, the cost usually falls between $200 and $400, depending on the size of your kitchen and layout complexity. DIY sealing kits are cheaper, often under $50, but can result in uneven coverage if rushed or applied incorrectly. A poorly sealed counter will wear down faster and may leave visible streaks or blotches.

Why It Matters for Inspections

Granite may not be the first item on a home inspection checklist, but it still plays a role in how buyers evaluate a property. During inspections, visible issues like staining, cracking, or signs of improper installation are documented. These might not be major deal-breakers, but they can influence how buyers perceive the overall maintenance of the home.

Counters that are chipped, stained, or lifting at the corners can cause hesitation during negotiations. On the other hand, clean and well-maintained surfaces send a clear message that the home has been cared for, which can lead to stronger offers and smoother closing processes.

Other Details That Affect Countertop Longevity

While the granite itself gets most of the attention, it’s worth taking a closer look at the areas around it, too. Small signs of wear or improper support can go unnoticed until they become more expensive problems.

Inspect for:

Cracked or missing caulk where the granite meets the wall or backsplash
Loose or sagging overhangs, especially on breakfast bars or islands
Water pooling near seams, which may cause the adhesive or sealant to weaken
Gaps that have formed due to settling or improper installation

These issues can all impact how long your counters last and whether you’ll need future repairs.

When to Bring in a Professional

Some granite issues can be managed with cleaning or resealing, but others need professional help. If you notice deep stains that won’t fade, dull patches that return right after cleaning, or physical damage like cracks or chips, it’s best to bring in a specialist.

If you’re unsure whether there’s a problem or not, a home inspection can provide clarity. At Inside & Out Property Inspectors, we routinely inspect countertops as part of a full-home evaluation. While we don’t perform sealing ourselves, we do flag surface damage, installation flaws, or signs of neglect so you can take the next step with confidence.

Final Thoughts

Granite countertops are made to last, but that only happens with regular upkeep, before and after you seal. Simple daily cleaning, checking for signs of wear, and sealing every few years can make a big difference in how your countertops look and how well they hold up over time.

If you’re getting ready to sell your home or just want a better understanding of what shape it’s in, scheduling a professional inspection is a smart move.
Inside & Out Property Inspectors can help you catch small problems early and avoid bigger surprises down the road.

Is Fixing Stucco Holes or Cracks a DIY Project?

April 25, 2025/in Home Maintenance, Structure/by BJ Johnson

Stucco is a popular choice for home exteriors. It looks great, stands up well to the elements, and gives your house a solid, finished feel. But over time, even stucco can show signs of wear—maybe you’ve spotted a crack zigzagging across your wall or noticed a small hole where it shouldn’t be. The big question becomes: Is fixing stucco holes or cracks something I can handle myself, or should I call in a professional?

The answer depends on what’s going on beneath the surface. Let’s break it down.

Why Do Stucco Holes and Cracks Happen?

Stucco might seem rock-solid, but it’s more flexible than you’d think. That’s what makes it durable, but it also means it shifts and moves over time, especially with changing weather or ground movement. These shifts can cause cracks, chips, or holes to form.

Here are a few common reasons why:

Foundation settling: Homes settle slowly over time, and that movement can tug on the stucco, causing small cracks to appear.
Weather exposure: Hot, cold, wet, dry—Florida weather doesn’t hold back. Repeated expansion and contraction from temperature changes (especially freeze-thaw cycles in colder climates) can stress stucco surfaces.
Impact damage: Sometimes, it’s as simple as a stray baseball or a bump from lawn equipment. Even minor hits can leave behind a dent or hole.
Poor installation: If the original stucco job wasn’t done properly (maybe the mix was off or the layers weren’t applied correctly) it’s more likely to crack or wear prematurely.

Not every crack or hole is a red flag, though. Hairline cracks, for example, are normal and expected. They often happen as the stucco cures and the house naturally shifts.

But the size and pattern of these cracks can tell you a lot about what’s happening behind the scenes.

Types of Stucco Damage

When it comes to fixing stucco cracks and holes, the key is knowing which ones are just cosmetic and which ones are a sign of bigger trouble. Here’s a simple way to think about it:

Hairline cracks (less than 1/16 inch wide): These are common and usually just affect the surface. They don’t let moisture in, and they’re mostly about looks.
Wider cracks or holes (more than 1/8 inch wide): These can be risky. They give water a pathway behind your stucco, where it can lead to hidden damage like mold, rot, or deterioration of the wall underneath.
Patterned cracking (like stair-steps or spiderwebs): This type of cracking could mean your home’s foundation is shifting, or there’s more stress on certain parts of the wall. These patterns often show up near doors, windows, or corners.

A moisture stain around a crack or soft spots on the wall? That’s another sign you might have a bigger problem brewing behind the surface.

Can You Fix Stucco Yourself? Here’s Where DIY Makes Sense

Let’s answer the big question: Is fixing stucco holes or cracks a DIY project?

If you’re looking at small, surface-level cracks, ones that are less than 1/8 inch wide, and there are no signs of moisture, staining, or structural shifting, DIY might be a safe bet.

You can find basic stucco repair kits at home improvement stores, and they typically cost between $20 and $50.

These kits come with patching material designed to seal small cracks and holes. Here’s what the process looks like:

Clean the area: Remove loose debris and dust from the crack or hole.
Apply the patch: Use a trowel or putty knife to work the patching material into the damaged area.
Blend the texture: This is where things get tricky. Stucco has that rough, patterned surface that gives it character. Matching that texture by hand isn’t always easy.
Paint: Once it dries, you’ll need to paint over the patch to match the rest of the wall.

DIY can work for these smaller repairs, but texture matching and color blending? That’s where most people get stuck. A patch that doesn’t blend can stick out like a sore thumb.

The Risks of DIY Stucco Repair

There’s nothing wrong with trying to save money on home repairs, but when it comes to stucco, a quick patch job can sometimes create more problems than it solves.

Here’s why:

Improper sealing: If the crack or hole isn’t sealed correctly, water can still sneak in behind the wall. Even a tiny leak can cause moisture buildup, which leads to mold, rot, and damage to the home’s framing.
Recurring cracks: If the root cause of the damage (whether it’s moisture or structural movement) hasn’t been addressed, those cracks will likely come back, maybe even worse than before.
Curb appeal concerns: Stucco is one of the first things people see when they look at your home. A patch that doesn’t blend well can hurt the overall look, and even affect the resale value.

Data point: According to the Journal of Light Construction, water intrusion behind stucco is one of the leading causes of hidden wall damage, and improper repairs are a major contributor.

What Does Professional Stucco Repair Cost?

Hiring a professional means you get the job done right, especially if there’s any doubt about the cause of the damage.

For minor repairs, like small cracks or holes, a professional repair typically costs between $250 and $800, depending on the size and difficulty of matching the texture.

If there’s extensive damage or signs of moisture problems behind the stucco, the repair could cost $1,000 or more.

While that might sound like a lot, professional repairs prevent bigger issues, like mold remediation or structural repairs, which can cost thousands more down the road.

Stucco Maintenance Tips to Keep Your Walls Strong

Keeping your stucco in good shape doesn’t take much, but a little routine care goes a long way:

Inspect your stucco regularly: Look for new cracks, holes, or stains at least once a year. Pay close attention after storms or major weather swings.
Seal and repaint every 5 to 10 years to protect against moisture (source: National Association of Home Builders).
Check your gutters and downspouts: Make sure water isn’t splashing or draining directly onto your stucco walls.
Keep plants and shrubs trimmed back from the walls. This helps airflow and reduces the chance of moisture building up.

When to Call a Professional

Even if you’re handy, some stucco repairs are best left to the pros. Here’s when you should pick up the phone:

Cracks wider than 1/8 inch
Recurring or spreading cracks
Moisture stains or soft spots near cracks
Patterned cracks like stair-step or web shapes, especially near windows or doors

These are signs there could be more than just surface damage. At Inside & Out Property Inspectors, we look beyond the surface to check for structural issues, water intrusion, and other hidden risks. Our inspections help you catch small issues before they turn into major repairs.

Conclusion

So, is fixing stucco holes or cracks a DIY project? Sometimes. For small, surface cracks, a DIY patch might do the trick. But when it comes to bigger cracks, recurring damage, or anything that looks suspicious, it’s worth getting a professional opinion.

Not sure if your stucco damage is just cosmetic? Schedule an inspection with Inside & Out. We’ll help you figure out what’s really going on so your home stays strong and beautiful for years to come.

How to Stain a Deck & Prevent Errors or Defects

April 10, 2025/in Deck Inspections/by BJ Johnson

A freshly stained deck can boost curb appeal, protect wood from damage, and make your outdoor space more enjoyable. But if you stain a deck the wrong way—or skip important steps—you could end up sealing in problems instead of fixing them.

As home inspectors, we see it all the time: warped boards, hidden rot, or safety hazards hidden under a beautiful finish. Before you grab a brush, here’s what to know about how to stain a deck without creating bigger issues down the line.

Check the Deck First

Staining your deck without checking it first is like painting over a crack in the wall—it might look better for now, but the problem’s still there.

Before staining, walk the deck and check for:

Soft or spongy boards (could be a sign of rot)
Loose railings or steps
Rusty or missing nails and screws
Discoloration, mold, or mildew
Wobbly posts or joists underneath

If anything looks off, fix it first. Staining over damage won’t make it go away and could make it harder to catch later. For older decks, it might be worth getting a professional inspection to be sure it’s safe.

Prepping the Surface

Stain won’t stick to a dirty deck. And if your deck is too wet or too dry, the finish might not last.

Here’s how to prep it right:

Clear off furniture and debris
Sweep and scrub to remove dirt, mildew, and old finish (use a deck cleaner, not just soap and water)
If pressure washing, keep the pressure low to avoid damaging wood
Let the deck dry for 48 hours minimum before staining—longer if it’s humid

Not sure if it’s dry enough? Try the sprinkle test: if water beads up, wait. If it soaks in, you’re good to go.

Staining Mistakes That Lead to Bigger Problems

Even if you buy the best deck stain, poor technique can cause peeling, uneven color, or even wood damage. Here are some common missteps to avoid:

Applying stain too thick – it should soak into the wood, not sit on top
Staining in direct sunlight – it dries too fast and may not absorb evenly
Skipping edges, railings, or undersides – moisture gets in where stain doesn’t
Using the wrong stain – not all stains work on all wood types (check the label)
Not mixing the stain well – shaking isn’t enough; stir it to keep the color consistent

Aim for two light coats, and follow the manufacturer’s directions for drying time. Take your time—rushing is a recipe for regrets.

how to paint wooden deck without causing or covering defects

What Defects Look Like After a Bad Stain Job

Some staining problems don’t show up right away. Over time, you might notice:

Bubbling or peeling stain
Dark spots or streaks
Faded or uneven color
Water damage or wood softness
Slippery surface from mold or mildew

If your deck looks good for a few months but goes downhill fast, improper staining—or underlying issues—might be to blame. A thorough deck inspection can help catch what’s really going on.

While You’re at It

While you’re prepping or staining, it’s a great time to knock out other quick tasks that extend your deck’s life:

Tighten any loose screws or bolts
Replace cracked or warped boards
Check for termites or carpenter ants
Clear out leaves and debris under the deck
Inspect stairs, railings, and ledgers for stability

This type of maintenance keeps your deck safer and helps you avoid bigger repairs later.

When to Call a Professional

You don’t always need a pro to stain your deck. But you should call one if:

You’re not sure whether your deck is still safe
You notice signs of rot, sagging, or shifting
Your stain keeps failing or peeling after just a season
You’re selling your home and want it to pass inspection

A qualified home inspector can look beyond the surface and spot issues that others might miss. And if staining isn’t worth it due to structural damage, you’ll want to know before investing more time and money.

Final Thoughts

Learning how to stain a deck the right way is about more than looks—it’s about protecting your home and making sure your outdoor space is safe and long-lasting. Always inspect first, prep well, and avoid shortcuts.

Need a second set of eyes before you stain? At Inside & Out, we offer deck inspections that help homeowners spot problems early—before they turn costly or dangerous. Whether you’re maintaining your current deck or getting ready to sell, we’re here to help.

How Long Do Inspections Take? By Scope and Specialty

March 28, 2025/in Home Inspections/by BJ Johnson

If you own a home or you’re getting ready to buy, sell, or renovate, you might wonder how long inspections take. The short answer is…it depends. The time it takes can vary based on the size and age of the property, the number of services you’ve scheduled, and the type of inspection being performed.

Some are straightforward, like a wind mitigation or 4-point check. Others, like a full home or commercial inspection, take longer because of how detailed they get. Here’s what to expect, depending on the scope and specialty.

What Affects the Duration?

Before diving into time estimates, it helps to understand what actually impacts how long an inspection takes:

Size of the property – A small condo is much quicker to inspect than a large multi-story home.
Age and condition – Older homes often have more areas that need closer attention.
Services scheduled – Booking multiple inspections in one visit adds time.
Inspection type – Some require more in-depth evaluation and documentation.
Accessibility – If the attic, crawlspace, or panel boxes aren’t accessible, the process slows down.

How Long a Full Home Inspection Takes

A standard home inspection usually takes 2.5 to 4 hours, depending on square footage and how many systems need to be checked.

This includes a full visual evaluation of the home’s roof, structure, electrical, plumbing, HVAC, attic, insulation, and appliances. If the home is larger or has extras like a detached garage or multiple HVAC systems, expect the inspection to take longer.

Other Service Estimates and Averages

Inside & Out offers several specialty inspection services alongside their core home inspections.

These may be scheduled on their own or bundled for efficiency. Here’s what to expect in terms of time:

4-Point Inspection – About 1 hour; Focuses only on the four main systems: roof, electrical, plumbing, and HVAC. Often required for insurance.
Wind Mitigation Inspection – 30 to 45 minutes; Documents specific roof and structural features that help protect against wind damage (and may help reduce insurance costs).
Mold Inspection – 1.5 to 2.5 hours; Involves a visual check, moisture readings, and possibly samples collected for lab testing if conditions warrant it.
Sewer Scope Inspection – 1 to 1.5 hours; Uses a camera to inspect the main sewer line for blockages, root intrusion, cracks, or other hidden issues.
Warranty Inspection (11-Month) – 2.5 to 4 hours; Similar in scope to a full home inspection, this service catches builder-related issues before your new home warranty expires.
Pre-Drywall Inspection – 1.5 to 3 hours; Performed during construction to check framing, electrical, plumbing, HVAC, and structural components before walls are sealed.
Pre-Slab Inspection – 1 to 2 hours; Completed before a slab foundation is poured to verify proper grading, plumbing placement, and other site prep.
New Construction Inspection – 2.5 to 4 hours; A detailed top-to-bottom inspection of a newly built home to ensure everything was completed correctly before final walkthrough or closing.
Deck Inspection – 30 minutes to 1 hour; Evaluates safety, structure, and attachment points of exterior decks, stairs, and railings.
Commercial Inspection – Varies by building; Depending on size and scope, this can range from a few hours to a full day. Office buildings, rental properties, and mixed-use spaces often require detailed system checks.

Combining Services

If you’re scheduling multiple inspections in one visit (for example, a new construction inspection + sewer scope + mold testing), you’ll need to allow extra time.

In general, each added specialty service adds 30 minutes to 2 hours, depending on the type.

Still, bundling services is often faster—and more cost-effective—than booking them separately, especially during real estate transactions or time-sensitive construction phases.

How You Can Help Streamline Inspections

An inspector’s job is to work thoroughly, but a few simple steps on your part can help. A little preparation can make a big difference in how long the appointment takes, including getting your report.

Here’s what you can do to keep things moving:

Make sure all areas are unlocked and accessible
Remove any clutter blocking attic entries, crawlspaces, or panels
Secure pets ahead of time
Let the inspector know about any concerns or known issues in advance

Other Recommended Maintenance

Not everything has to wait for an inspection. Some routine maintenance can make your home safer, extend the life of major systems, and even make future inspections go more smoothly.

Here are a few simple things homeowners can do:

Clean gutters regularly to prevent water damage and roof issues
Change HVAC filters every 1 to 3 months to improve efficiency and air quality
Test GFCI outlets and smoke detectors to ensure safety systems are functioning
Trim trees and shrubs away from the home to reduce pest access and moisture buildup
Check visible plumbing lines under sinks or around water heaters for early signs of leaks
Walk your exterior once a season to spot signs of wood rot, foundation shifts, or siding damages

Staying on top of this kind of upkeep helps prevent costly surprises and keeps your property in better shape between inspections.

When to Call a Professional

If you’re unsure which inspections you need (or how long they’ll take for your specific property), it’s best to speak with a licensed inspector.

A trusted local expert will be happy to guide homeowners, buyers, and builders through the process so you know what to expect before you even book a service.

If you’re buying a home, building one, managing a commercial property, or maintaining your current one—there’s a good chance an inspection can give you peace of mind.

You should call us when:

You’re under contract and need a home inspection or insurance-required report
Your new construction is nearing key stages like pre-drywall or final walkthrough
Your 11-month builder warranty is almost up
You’ve noticed signs of moisture, mold, or sewer problems
You manage or own a rental or commercial space that needs evaluation
You’re prepping to pour a slab and want to confirm everything’s ready
You want to bundle services (like mold + sewer + home inspection) and save time

Inside & Out’s licensed inspectors know what to look for, how to document it clearly, and how to guide you toward smart next steps.

Conclusion

How long do inspections take? In essence, that depends on your home, your goals, and the services you schedule. A standard home inspection might take a few hours, while specialty services can range from 30 minutes to several hours more.

When you choose Inside & Out Property Inspectors, you get a clear, detailed look at the condition of your property, backed by experienced pros who take the time to get it right.

Need to schedule an inspection or ask a few questions? Reach out to our team today. We’re here to help you make confident decisions.

Who’s Responsible For Home Inspection Costs?

March 13, 2025/in Home Inspections, Homebuyers/by BJ Johnson

Buying or selling a home in Jacksonville can be exciting – and a bit overwhelming. One common question that comes up is who pays for the home inspection costs. Home inspections are a critical part of the process, but the issue of cost responsibility can be confusing.

In this post, we’ll break down everything you need to know about home inspection costs in a friendly, easy-to-understand way. Whether you’re a first-time homebuyer or a seller preparing to list, let’s make sure you understand the ins and outs of inspection costs.

Why Home Inspections Matter

Home inspections play a vital role in almost every real estate transaction. They are a professional examination of a property’s condition, typically covering everything from the roof to the foundation.

For homebuyers, an inspection is a safeguard – it helps uncover hidden issues (like a leaky roof, faulty wiring, or plumbing problems) that might not be obvious during a casual walk-through. Identifying these problems early can save buyers from expensive surprises after move-in.

In fact, the vast majority of buyers opt for a home inspection for peace of mind. Home inspections are important for sellers too. By getting a home inspected (either before listing or during the selling process), sellers can understand any defects that potential buyers might raise. A house that has been checked Inside & Out and had its problems addressed is more attractive to buyers.

In short, inspections protect both parties – they build transparency and trust in the transaction. Knowing the true condition of the home benefits everyone involved by reducing the chance of last-minute deal-breakers or disputes.

Who Typically Covers Home Inspection Costs?

Now, on to the big question: Who usually pays for the home inspection? In a typical home sale, it’s almost always the buyer’s responsibility to pay for the home inspector’s services. The reasoning is straightforward – the buyer is the one hiring the inspector to look out for their interests.

As a buyer, you want an unbiased, thorough evaluation of the property. By paying for the inspection, you get to choose a trusted inspector and ensure the report is independent. The inspector works for you, the buyer, to highlight any concerns without any conflict of interest.

However, there are situations where the seller might pay for an inspection. For example, a seller may hire a home inspector before listing the house on the market – this is called a pre-listing inspection.

In this case, since the seller initiated it, the seller pays the fee. Sellers do this to identify and fix issues early or to provide a recent inspection report to buyers as a selling point. Generally though, if you’re a homebuyer arranging an inspection as part of your purchase contract, expect to pay at the time of the inspection since these are usually not rolled into closing costs or the mortgage.

How Much Does a Home Inspection Cost?

In Jacksonville, a standard single-family home inspection typically costs between $300 and $500. Nationally, the range is around $250 to $600, depending on several factors:

Size of the Home: Larger homes take longer to inspect and cost more.
Age of the Home: Older homes may have more potential issues, increasing inspection time and cost.
Inspection Scope: Specialty inspections (like termite, mold, or pool inspections) add to the cost.
Experience and Credentials: Experienced inspectors may charge more, but their expertise can be worth it.
Location and Accessibility: Properties farther from the city or harder to access may come with additional fees.

It’s smart to ask what’s included in the inspection fee when scheduling. While cheaper options are tempting, a thorough inspection can save thousands by identifying problems early.

Can a Seller Pay for the Inspection?

Yes, sellers can choose to pay for a pre-listing inspection. This allows them to fix problems upfront and present a more attractive, transparent listing to buyers.

Competitive Advantage: In a hot market, sellers might offer a recent inspection report to attract buyers.
Negotiation Tool: A clean report can give sellers confidence in negotiations, while known issues can be addressed proactively.

Keep in mind, most buyers will still want an independent inspection, but a pre-listing report can reduce surprises and speed up the process.

Tips for Managing Home Inspection Costs

Budget Early: Plan for inspection costs in your overall home-buying budget.
Compare Services: Look for experienced, reputable inspectors, not just the cheapest option.
Clarify Inclusions: Ask what’s included in the base price and whether additional services are needed.
Leverage the Report: Use inspection results for negotiations. Sellers can use it to justify their asking price, while buyers can request repairs or credits.

Other Maintenance to Consider Before or After an Inspection

For Sellers: Fix minor issues like leaks or faulty outlets before the inspection to avoid red flags.
For Buyers: Use the inspection report as a checklist for future maintenance and prioritize critical repairs first.
Preventative Maintenance: Regular upkeep (like checking for leaks, changing HVAC filters, and clearing gutters) helps avoid bigger problems down the road.

When to Call a Professional

While a keen eye and DIY spirit are great for minor fixes, there’s no substitute for a certified professional home inspector when it comes to a real estate transaction. If you’re buying a home – always call a licensed home inspector. Choose local experts familiar with Jacksonville’s common issues, like humidity-related concerns.

They also follow standardized checklists and provide formal reports, which are important if you need to request repairs or negotiate a price based on the findings.

Florida is also known for things like termites, so you want an inspector who knows the telltale signs of pest damage. Older homes (like those in historic districts) have unique quirks and potential problems that an experienced inspector will understand.

Even newer construction homes can have defects, so don’t assume a brand-new house is flawless – we regularly inspect new builds and do find items to fix.

Aside from the pre-purchase inspection, call a professional whenever you’re unsure about a home’s condition. If you notice cracks in the walls, frequent electrical trips, or signs of water damage, it might be wise to have an inspection or specific evaluation done.

Conclusion

While buyers typically pay for the inspection, sellers may choose to cover the cost in some situations, especially with pre-listing inspections. Either way, inspections are a valuable investment in protecting your property and ensuring smoother transactions.

If you’re ready to schedule an inspection or have questions about home inspection costs, Inside and Out Property Inspectors is here to help. Contact us today for trusted, local expertise in Jacksonville!

10 Fresh and Simple Bedroom Accent Wall Ideas

February 26, 2025/in DIY Resources/by BJ Johnson

Adding an accent wall is one of the easiest and most affordable ways to transform a space without opting for a full remodel. Whether the goal is to personalize the room, create a cozy retreat, or boost appeal for potential buyers, a well-designed accent wall delivers noticeable results with minimal effort. The best part is that there are plenty of fresh and simple bedroom accent wall ideas that fit every style and budget.

From quick paint upgrades to creative textures, this guide shares practical ways to refresh your space while protecting the walls and your investment.

Why a Bedroom Accent Wall is a Smart Upgrade

An accent wall can make a big difference without requiring a complete room overhaul. It adds character, introduces color or texture, and creates a focal point that draws the eye. Homeowners looking to make their space more inviting or appealing to future buyers often find accent walls to be an ideal solution.

Beyond aesthetics, accent walls are budget-friendly and typically easy to complete in a weekend. For those preparing to sell their home, neutral or broadly appealing designs can subtly increase buyer interest.

Well-executed cosmetic upgrades, including accent walls, can positively influence a buyer’s perception of a home and help them visualize themselves (and their things) living there.

10 Bedroom Accent Wall Ideas

These accent wall ideas are designed to suit various styles and preferences while being practical and easy to implement.

1. Contrasting Paint Colors

A fresh coat of paint in a vibrant or contrasting color is a quick way to make a statement. Rich blues, deep greens, or warm earth tones can add depth and coziness. If you’re thinking about resale, versatile shades like soft grays or muted greens can attract more potential buyers.

2. Wood Paneling and Slats

Wood accents bring warmth and texture. Vertical slats can make the ceiling appear higher, while horizontal designs can make the room feel more spacious. Proper installation is key to prevent gaps or moisture-related issues later.

3. Peel-and-Stick Wallpaper

Perfect for renters or homeowners seeking flexibility, peel-and-stick wallpaper comes in countless patterns and textures. It’s easy to apply and remove, allowing you to refresh your space without long-term commitment.

4. Textured Paint Techniques

Techniques like sponging or creating a gradient effect can give a plain wall new dimension. These options require minimal materials but can have a big visual impact.

5. Shiplap or Wainscoting

Shiplap adds rustic charm, while wainscoting offers an elegant touch. Both styles work in various interiors and can be painted to match or contrast with existing décor.

6. Stone or Brick Veneer

Stone and brick veneers offer a rustic or industrial look but require proper installation to avoid moisture buildup. Be careful with this option, since improper veneer installation can lead to trapped moisture, increasing the risk of mold or structural damage.

7. Gallery Wall with Photos or Art

A personalized gallery wall can highlight family photos or favorite artwork. It’s an easy way to add character while remaining flexible for future updates.

8. Accent Shelving with Decor

Floating shelves serve as both décor and functional storage. Display books, plants, or art to create layers of visual interest.

9. Fabric or Upholstered Panels

Fabric panels add softness and improve sound insulation. They’re ideal for bedrooms needing a cozy, quiet atmosphere.

10. LED Lighting or Sconce Accents

Lighting can dramatically enhance your accent wall. Wall sconces or LED strips highlight textures and add ambiance without taking up floor space.

What to Watch Out for With Accent Walls

Accent walls are generally simple projects, but a few considerations are important to ensure lasting results. Moisture buildup behind certain materials, like wood or stone veneers, can lead to mold growth or structural damage. Just make sure the walls are dry and structurally sound before applying heavy materials!

Resale value is another factor to consider. While accent walls can enhance a home’s appeal, overly bold or highly personalized designs may limit buyer interest.

According to the NAR 2024 Remodeling Impact Report, neutral and subtle accent walls tend to appeal to a wider range of buyers and can increase perceived home value more than trendy or niche designs.

To avoid issues, make sure to:

Inspect walls for moisture or cracks before starting the project
Choose materials suitable for the room’s environment (e.g., moisture-resistant panels for humid areas)
Opt for colors and textures that complement the home’s overall aesthetic

Other Simple Ways to Refresh a Bedroom

If you use ideas you love and still want to elevate your bedroom further, these easy upgrades pair well with an accent wall:

Update bedding with fresh, textured fabrics
Swap out outdated lighting fixtures for modern options
Add new curtains or blinds for a finished look
Place a statement rug to anchor the room
Rearrange furniture to improve flow and openness

Recommended Maintenance

Check for drafts or moisture before installing any wall coverings
Inspect for cracks or uneven surfaces that may affect material adherence
Verify that electrical outlets and switches are secure if adding lighting or shelves

When to Call a Professional

If you notice signs like wall cracks, water stains, or peeling paint, a home inspection can identify hidden issues that may need attention before adding new materials. Inside and Out Property Inspectors can evaluate the integrity of your walls so your upgrades don’t conceal bigger problems.

Projects involving electrical wiring, structural modifications, or heavy materials also warrant professional input. For homeowners preparing to sell, a pre-listing inspection can highlight potential concerns, making sure your improvements enhance value rather than raise red flags during a buyer’s inspection.

Conclusion

With plenty of fresh, budget-friendly options available, you can create a design that reflects your style while keeping resale potential in mind. Planning ahead and addressing any hidden issues ensures your upgrade remains beautiful and problem-free.

Thinking about a home refresh? Make sure it’s in top shape first. Inside and Out Property Inspectors can help you catch potential issues before they mean trouble—schedule your inspection today.

What if I Don’t Want to Attach My Deck to the House?

February 13, 2025/in Deck Inspections, Exterior of the Home/by BJ Johnson

A deck creates a perfect space to relax and entertain, but not every homeowner wants to attach one to their house. Whether it’s to avoid modifying the home’s structure, prevent moisture issues, or simply have more flexibility in design, a freestanding deck can be a great alternative.

Before moving forward with construction, it’s important to know how a detached deck differs from an attached one and what factors ensure long-term stability. This guide covers the pros and cons, common concerns, building code requirements in and around Jacksonville, plus key maintenance tips.

Can You Build a Deck Without Attaching It to the House?

Yes, a deck can be built without needing to attach it to the house, if you don’t want to—but it requires careful planning to ensure stability and safety.

Freestanding decks stand independently, supported entirely by posts and footings rather than being anchored to the home’s structure. Homeowners often choose a detached deck for a few reasons:

Avoiding potential damage to siding, foundation, or waterproofing systems
Greater flexibility in design and placement, especially for yards with uneven terrain
Local building restrictions that may limit modifications to the home
No need to cut into exterior walls or install ledger boards

While this type of deck provides flexibility, it also requires extra structural components to ensure long-term durability.

That being said, it’s important to weigh the benefits and potential drawbacks against your goals and needs. If you’re wondering whether a freestanding deck is the right choice for your home, here’s what you need to know.

Detached Deck Pros

No changes to the house: A detached deck doesn’t require cutting into siding, drilling into brick, or reinforcing the home’s foundation. This makes it a good option for homes with stucco, masonry, or older construction.
Less risk of water damage: Since the deck isn’t attached, there’s no direct connection trapping moisture against the house. This helps prevent issues like wood rot, mold, and foundation damage.
More placement options: A freestanding deck can go anywhere in the yard, making it a great solution for uneven terrain, poolside seating, or homes with limited space near the house.
Can be easier to get approved: Some homes aren’t designed to support an attached deck without major structural changes. In those cases, a detached deck may be a simpler option that avoids extra permits or reinforcement.

The Cons

Needs more support: Without the house for stability, a freestanding deck relies entirely on its footings. This means more posts, deeper footings, and additional bracing, which can increase costs.
Can shift over time: In areas with soft or sandy soil—common in Jacksonville—decks may settle or shift. Strong footings and proper drainage help prevent this, but extra reinforcement may be needed.
Still requires permits: Even though it’s not attached, a detached deck must meet local building codes for safety. Height, weight capacity, and railing requirements all still apply.
HOA rules may apply: Some homeowner associations limit detached structures. It’s always best to check community guidelines before building.

FAQ: Building a Safe and Durable Deck

Do all decks need footings?

Most decks require footings to provide a stable foundation and prevent shifting over time. The depth and material depend on the soil type, climate, and local building codes. In areas like Jacksonville, where sandy soil is common, deeper footings or reinforced piers may be needed for extra stability.

What materials work best?

Pressure-treated wood, composite decking, and tropical hardwoods are common choices. Composite requires less upkeep and resists moisture damage, while hardwoods like ipe or teak are highly durable but need regular sealing. Pressure-treated wood is budget-friendly but requires ongoing maintenance to prevent rot.

Can the deck be built directly on the ground?

Ground-level decks are possible, but proper drainage is key. Without it, wood can rot, and the structure may shift over time. A stable base, such as gravel, concrete pavers, or compacted soil, helps prevent moisture buildup and keeps the deck level.

What helps prevent shifting or sinking?

A solid foundation is essential. Deep footings, reinforced framing, and proper drainage keep a deck stable. If the soil is soft or prone to erosion, using helical piers or compacting the ground before construction can provide extra support.

Are decks allowed in HOA communities?

HOA rules vary. Some require approval before building, while others regulate deck placement, height, and materials. Checking community guidelines before starting construction can help avoid unexpected restrictions or costly changes.

Permits and Buildings in the Jacksonville Area

Even though a freestanding deck isn’t attached to the house, most still require a permit. Jacksonville and nearby areas have building codes in place to ensure decks are safe and meet structural standards.

Homeowners should keep in mind:

Permit requirements depend on deck height, size, and location. Decks above a certain square footage or height may need approval before construction.
Footing depth regulations ensure stability in sandy or shifting soil, common in Florida. Some areas may require deeper footings or reinforced piers.
Railings and safety features are required for decks above a certain height to prevent falls and meet local safety codes.
Property setback rules determine how far a deck must be from property lines, fences, or easements.

Checking with the local permitting office or working with an inspector before starting construction helps avoid costly mistakes and ensures the deck is up to code.

Other Recommended Maintenance

Regular maintenance helps keep a freestanding deck safe and in good condition. Homeowners should:

Inspect the deck for signs of shifting, sinking, or uneven settling
Keep drainage areas clear to prevent water from pooling under the deck
Check for loose boards, fasteners, and railings to avoid safety hazards
Clean and seal wood decks to prevent moisture damage and rot
Ensure footings remain stable and show no signs of deterioration

When to Call a Professional

A professional inspection can help ensure a detached deck is safe and structurally sound. Homeowners should consider reaching out if:

They need help navigating local building codes and permits
The deck is showing signs of shifting, sinking, or structural wear
Footings seem unstable, especially in soft or sandy soil
There are drainage concerns that could affect the deck’s longevity
They’re buying or selling a home with an existing deck and want an expert evaluation

Inside & Out Property Inspectors provides expert inspections to help homeowners ensure their decks, foundations, and outdoor structures are safe, stable, and built to last.

Conclusion

Don’t want to attach the deck to your house? A freestanding deck can be a great option for anyone looking for flexibility and fewer structural modifications to their home.

While it offers advantages like lower moisture risk and more placement options, it also requires careful planning to stay stable and meet building codes. For homeowners in or around Jacksonville who want to build a deck or get trained eyes on their home, Inside & Out Property Inspectors have the expertise you need.

Comparing 9 Different Common Types of Siding

January 31, 2025/in Exterior of the Home/by BJ Johnson

Your home’s siding does more than just look good—it’s the first point of defense against the elements, pests, and everyday wear. There are different types of siding, but the right one can protect your home from costly damage, improve energy efficiency, and even boost curb appeal.

This guide breaks down nine common siding materials, comparing their strengths, weaknesses, and unique characteristics. For homeowners in Florida, where heat, humidity, and storms are part of life, choosing the right siding isn’t just smart—it’s essential.

What is House Siding and Why Does it Matter?

House siding is the protective layer that covers the exterior walls of your home. It shields your home from harsh weather, pests, and moisture while adding an important layer of insulation.

Beyond protection, siding plays a big role in how your home looks, contributing to its overall style and curb appeal.

Your selection from among the different types of siding impacts more than just appearances. Durable materials can handle years of wear, while others may require frequent maintenance to stay in good shape.

Some siding options also improve energy efficiency by helping regulate indoor temperatures, which is especially helpful in hot climates like Florida. Without proper siding, homes can suffer from water damage, rot, and even structural issues.

Over time, cracks or damage to siding can let in moisture or pests, creating problems that can become costly to fix. That’s why choosing the right material and keeping it in good condition is essential for protecting your investment and ensuring your home lasts for years to come.

1. Vinyl Siding

Vinyl siding is one of the most popular types of siding for homeowners, and its different benefits make it easy to see why. Made from PVC, this material is affordable, lightweight, and available in a wide variety of colors and styles to suit any home.

Benefits:

Low maintenance: Resists fading, cracking, and pests.
Affordable: Budget-friendly for initial installation and long-term upkeep.
Versatile: Comes in styles that mimic wood or other materials.

Drawbacks:

It can crack in extreme temperatures or with heavy impact.
Over time, intense sun exposure may cause fading.

Vinyl siding works well in most climates, but Florida homeowners should look for UV-resistant products to handle the sun’s intensity.

2. Fiber Cement Siding

Fiber cement siding, made from a mix of cement, sand, and cellulose fibers, is designed to mimic the look of wood or stone while offering exceptional durability.

Benefits:

Extremely durable: Resists heat, moisture, and pests.
Fire-resistant: A safe option in areas prone to wildfires.
Long-lasting: Often backed by long warranties.

Drawbacks:

Heavy material: Requires skilled installation, which can increase costs.
Higher upfront cost compared to vinyl or wood.

For Florida homes, fiber cement siding is a great choice because it handles heat and humidity well while requiring minimal maintenance.

3. Wood Siding

Wood siding is a classic choice, valued for its natural beauty and charm. It’s available in a variety of options, including cedar, pine, and redwood.

Benefits:

Timeless appeal: Offers a warm, natural aesthetic.
Eco-friendly: A renewable resource when sourced responsibly.

Drawbacks:

High maintenance: Requires regular sealing or painting to prevent rot.
Susceptible to pests: Particularly termites in Florida’s climate.

Wood siding can be a beautiful option, but it requires a serious commitment to maintenance, especially in humid environments.

4. Brick Siding

Brick siding is a durable and low-maintenance option, often chosen for its timeless and elegant appearance. Most modern applications use brick veneer, which is thinner and lighter than solid brick.

Benefits:

Highly durable: Resistant to fire, pests, and weather damage.
Low maintenance: Requires occasional cleaning but little else.

Drawbacks:

Higher upfront cost: It can be expensive to install.
Limited style options: Traditional brick look may not suit every aesthetic.

Brick siding is ideal for homes in Florida due to its durability, but proper installation is key to avoiding moisture issues.

5. Stone Veneer Siding

Stone veneer offers the look of different types of stone without the weight or cost. It’s typically made from lightweight composite materials that replicate the texture and color of real stone.

Benefits:

Luxurious appearance: Adds a high-end look to any home.
Lightweight: Easier to install than natural stone.

Drawbacks:

Expensive: Still pricier than many other siding materials.
Installation challenges: Requires precise work to prevent cracks or water infiltration.

Stone veneer siding works well as an accent or full exterior and can withstand Florida’s heat when installed properly.

6. Stucco Siding

Stucco siding is made from a mix of cement, sand, and water. It’s often applied in layers to create a seamless finish that works well in both modern and traditional designs.

Benefits:

Energy-efficient: Provides excellent insulation.
Customizable: Smooth or textured finishes allow for design flexibility.

Drawbacks:

Prone to cracking: Florida’s humidity and frequent storms can cause issues.
High maintenance: Cracks must be repaired promptly to prevent water damage.

Stucco is common in Florida homes, but regular inspections and repairs are necessary to keep it in good condition.

7. Metal Siding

Metal siding, typically made from aluminum or steel, is known for its sleek, modern appearance and impressive durability.

Benefits:

Resistant to pests: Termites and other insects can’t damage it.
Long-lasting: Handles heat and moisture well with proper care.

Drawbacks:

Prone to dents: Hail or debris can leave noticeable marks.
Rust risk: Requires protective coatings in humid climates like Florida’s.

Metal siding can be a smart choice in Florida if rust prevention measures are in place.

8. Engineered Wood Siding

Engineered wood siding is a composite material designed to mimic the look of natural wood while addressing some of its common drawbacks.

Benefits:

Cost-effective: Less expensive than natural wood.
Resistant to warping: More stable in fluctuating temperatures.

Drawbacks:

Shorter lifespan: It doesn’t last as long as natural wood or fiber cement.
It may need periodic sealing or painting in humid environments.

Engineered wood siding offers a wood-like look with less maintenance but isn’t ideal for Florida’s high humidity.

9. Hardboard Siding (Masonite)

Hardboard siding, often referred to as Masonite, is made from wood fibers compressed with adhesives. Though less common today, it’s still used in older homes.

Benefits:

Smooth finish: Can be painted any color.
Affordable: A budget-friendly option for homeowners.

Drawbacks:

Prone to moisture damage: Florida’s humidity can cause swelling and warping.
High maintenance: Requires regular painting and sealing to protect against water intrusion.

Hardboard siding can work as a short-term option but requires significant upkeep in Florida’s climate.

Best Options for Florida Homes

Florida’s climate brings heat and different types of elements than anywhere else, so your home needs siding that can take it.

These are some of the best siding materials for Florida homes:

Fiber Cement Siding: Its durability, fire resistance, and ability to withstand heat and moisture make it an excellent choice for Florida’s humid environment.
Vinyl Siding: Affordable and low-maintenance, vinyl can work well in Florida when you choose UV-resistant options to protect against fading from the sun.
Brick Siding: Brick veneer is durable and low-maintenance, with the added bonus of being pest- and fire-resistant. Proper installation ensures moisture doesn’t seep behind the bricks.
Metal Siding: Aluminum and steel are good options for Florida homes because they resist pests and handle moisture well when coated for rust prevention.
Stucco Siding: Common in Florida homes, stucco provides energy efficiency and a seamless finish, but it needs regular upkeep to address cracking caused by humidity and storms.

When choosing siding for your home, consider not only the material’s durability but also its ability to handle extreme weather and high moisture levels.

Exterior Home Maintenance Pointers

While the types of siding may have different maintenance needs, regular maintenance can extend the lifespan of them all. Keep your home protected—here are a few tips:

Inspect your siding for cracks, warping, or signs of moisture damage at least once a year.
Clean siding regularly to remove dirt, mold, or algae, especially in Florida’s humid climate.
Repaint or reseal materials like wood, stucco, or engineered wood as needed to maintain their protective layer.
Check for pests, particularly with wood siding, and address any infestations quickly.

When to Call a Professional

While some siding upkeep can be handled by homeowners, there are times when calling a professional is essential:

Visible damage such as large cracks, warping, or signs of water intrusion.
Persistent issues with pests or mold that can compromise the siding.
Concerns about storm damage after severe weather.

A professional inspection can identify hidden problems and ensure your siding is in top shape.

For Florida homeowners, partnering with experts who understand the challenges of the local climate can make all the difference.

Conclusion

Your home’s siding is one of its most important features and there are several types of siding materials to choose from—all with different benefits. Choosing the right siding for a unique climate requires careful consideration of durability, maintenance, and cost.

If you’re unsure about which siding is right for your home or want to ensure your current siding is performing at its best, a professional inspection can provide peace of mind. At Inside & Out Property Inspectors, we’re here to help you protect your home and investment.